Even the dire warnings sometimes have to be given in the most clearcut fashion. I came across these statements by Roger Wiegrand at Kitco "When the dust begins to fly in extreme volatility, we strongly suggest our ETF owning readers be absolutely certain their investments are 100% overed with physical metal as represented in the prospectus. Paper is paper and metal is metal. Paper is a promise to pay and metal is the real McCoy-the real stuff. When things get ugly tough in these markets some paper might be only worth paper which is nothing. Be forewarned!" "Install a monthly savings program buying USA or Canadian silver coins taking possession. Do not leave them in a bank deposit box and tell one trusted family member where you put them. Keep them with no plans to sell buying more regularly. " :) Falkor